Our house is a little small. We have two babies, two kids, two adults, and two cats sharing an 800-square-foot house. Two bedrooms, one bathroom. I would dearly like to be able to move someplace a tad larger.

Unfortunately, we bought that sofa-mobile, which we have to pay for and which means it will be a few years before we have enough saved for a down payment on that larger house I want.

Early next month, however, I get my royalty statement from my publisher. I will learn that my book has sold 50,000 copies in the past year, netting me roughly $50,000 in royalties. Voila. Down payment.

We’ll be moving in November.